I can't help but wonder how today thinks it's going to create a different tomorrow by listening to a failed yesterday. The thinking today might not know what it should be about but if the method of elimination as thought by mathematics is useful at least it should know what not to be about. Who and what are the failed past? If we have ever had a conversation about Financial institutions, you would probably have heard me say this statement: "I would rather not bank at all than bank with Union Bank" I must also commend their improvement if they continue might change my stand one day . What I have not told many is why I have this strong notion towards the bank. Growing up they made banking unattractive and my mum would sometimes have me pay part of the price. Making a withdrawal at that time was true rocket science. I remember my mum would have to deposit me at her bank to join the queue, which could last 5 hours or more before it gets to her turn coupled with serious pl...